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Hi my name is Lynn condo and I work in JM u in the student advice team and my job is related to student funding I'm the student forms manager so we give advice and guidance about a range of student funding if you're from a lower income household you will get more free money more grants and bursaries than if you're from a higher income household and if you're from a low-income households you would get the maximum grant that's available so in 2013 the figure for England just 3354 pounds per year in grant and on that income is 25,000 pounds so if your household income is 25,000 or less you'd get the maximum grant also from a low-income family you what you would get all the funding from the University so J mu has got a bursary of 500 pounds a year so if you're on a three year course that's 1,500 pounds over the three years you get 500 pounds a year and that's given to you free for you to do whatever you want with you know music books or travel or whatever you want to use I'm the other initiative for students from low-income families is the national scholarship program so at JM you and you would need to have household income of 16,000 or less and we're also looking for students with around 280 tu casa coins from the three units at a two level so a two level that that could be b.tech but also the equipment in university may be the mature student Lee coming from an access course although they don't have you cast points attached we would look at all the evidence so maybe you could get a reference from your tutor and so the national scholarship program is worth 3,000 pounds that's a great initiative and you get 2,000 pounds of your fees and you'd get a thousand pounds cash and it's just the thirst year so for example in your first year your tuition fee would be reduced to 7,000 pounds you would get a thousand pounds cash and you would get the government statutory package so the grants that you were eligible for and any loans that you wanted to take up so that's quite a generous first year package of support Annie anything with the word grant or bursary or scholarship and the title is given is given to you basically it's free money so you don't have to pay any a bit back if you think about it and it sounds obvious but I know there's all these words that are quite confusing anything with the word loan and the title you pay back at some point in your life but if it says bursary scholarship ground then it's free so it's given to quite a lot of students saying well how do I get my hands on this bursary you don't have to apply for it it's given to you automatically so